Built by flood agents, for insurance agents
Quote it, compare it, bind it.
All in one portal.
Real-time quotes from multiple private flood markets plus NFIP. Residential through commercial, excess and HOAs — including the risks others decline.
“The online quote request is simple, straightforward and binding is a breeze.”
Timing, number of options, products and eligibility vary by risk, carrier and state.
Neither should a quote.
Purpose-built for flood
From a few inches of water to complex commercial exposure, help clients see a real solution — not another referral dead end.The H2Quoter advantage
Less flood friction.
More client confidence.
You should not need five carrier logins and a trail of emails to solve one flood risk. H2Quoter brings the work together in one agent-first experience — with a specialist team behind it.
Quote, bind & issue
Enter the risk once, compare available real-time flood quotes and move eligible business forward without re-keying.
Get platform access →Private flood + NFIP
Residential, commercial, primary, excess and federal-program options — all through one agent relationship.
Tailored coverage faster
Compare price, limits, deductibles and meaningful coverage differences before making a recommendation.
Service after the sale
Return for documents, endorsements and renewals through the 24/7 broker portal — with specialist support behind it.
One platform, start to finish
From “do you write flood?”
to “you’re covered.”
H2Quoter helps agents move quickly while keeping the human expertise that complex risks sometimes need.
Start your appointment →- 1ENTER ONCE
Tell us about the risk
Residential or commercial, simple or unusual — start with one streamlined submission.
- 2COMPARE CLEARLY
Review available options
See price and coverage side by side so you can make a recommendation, not a guess.
- 3BIND & SERVICE
Finish in one place
Move the policy forward and return for documents, endorsements and renewals.
The actual H2Quoter experience
Real tools for the entire
flood-policy lifecycle.
These are real screens from the agent platform — not renderings. Move from risk location and property details to market comparison and ongoing policy service.
Verify the exact property
Confirm the insured location and roof pin before rating.
Capture flood-critical details
Visual foundation choices help agents identify the right building configuration.
Manage more than the quote
Documents, referrals, emails, premium summaries, copy/re-quote and customer service remain together.
Screens shown are from the live H2Quoter agent platform. Personal information has been replaced or obscured.
One relationship. More solutions.
Flood markets for the risks
already in your book.
From a single-family home to a commercial portfolio, give clients a real flood solution without building a flood department.
Residential flood
Homeowners, landlords, renters and condo unit owners — including single-family, mobile homes, duplexes and four-unit risks, and the ones other markets decline.
- Building & contents
- Loss-of-use options
- Prior claims, coastal and high-value
Commercial flood
Main Street risks, apartments, hotels, strip malls and lessors’ risks — schedules that need more than a basic program.
- Commercial buildings
- Business contents
- Multi-location risks
HOA, RCBAP & excess
Support for associations, master policies and limits beyond the primary layer when the risk demands it.
- Condo associations
- RCBAP limits to $50M in some cases*
- Excess dwelling layers to $5M*
Coverage that can go further
More ways to solve the flood risk.
Private-market options may offer features and limits beyond the standard federal program, depending on the property and participating carrier.
- Higher-limit solutionsResidential and commercial limits up to $5 million may be available for eligible risks.
- Enhanced coverage optionsAdditional living expense, loss of rental income and business interruption may be available.
- No elevation certificate requiredQuote and bind private flood without one.
- Primary and excess floodBuild protection above primary or NFIP limits when the exposure calls for it.
Limits, coverages, waiting periods, quote timing and availability vary by carrier, property, underwriting eligibility and state. NFIP options follow federal program rules. We don’t require an elevation certificate to quote or bind. A lender or local floodplain official may still request one.
The online quote request is simple, straightforward and binding is a breeze. The rates have been competitive and servicing the client after purchase has not presented any problems. I would encourage using them for your clients if you get the opportunity!
We have been using California Flood / Statewide flood over the last 8 years for many of our commercial and residential risks. They take care of everything, and our insureds are very happy!
Thank you so much for consistently providing us with the most affordable and efficient flood insurance products. Your support has been invaluable to our business, and we are truly grateful for the outstanding partnership we’ve built together.
You have great service and are always great to work with. You are always quick to get back to me with quotes and easy to issue policies too.
Krista is fabulous! She consistently provides a quick turnaround when I need a quote or have questions. Plus, premiums are extremely competitive. California Flood is my go-to now over other carriers.
Built for real agencies
Ready to add flood
without adding friction?
Get appointed with H2Quoter and give your producers a faster path from flood question to flood policy — with commission on new business and renewals, and servicing they control themselves in the portal.
Not an insurance agent?
We’ll get you to the right flood team.
Property owners can get a personalized quote from our licensed flood specialists.